The Firm's ADV Part 2, the Firm Brochure is available by clicking here.

The Texas State Securities Board Required Policy Disclosures
The Texas State Securities Board requires that I disclose my policies on the following topics.  These policies are also included in my engagement letters.
Privacy Policy
All information specific to you is kept confidential and is used only as required by law or as authorized by you for the purpose of providing my service.  I do not sell or loan your informaton to other parties.  This web site collects no personal information, and you will not be contacted because you have visited it, unless you request contact by email.
Non-Assignment Clause
This agreement is not assignable to another service provider without your written consent.
Termination and Refund Policy
This agreement may be terminated by either party without cause by written notice.  Upon the premature termination of this agremeent, refunds for prepaid services are available upon request, and are to be determined by myself, Fred Myers.
Insider Trading
I have established, and do maintain and enforce written policies and procedures reasonably designed to prevent the misuse of nonpublic information.